You can rest easy knowing our employees are covered by workers' compensation insurance. As an employee, they are covered for most injuries while on the job that may require medical care and even lost time and wages.
Unfortunately, however, this is not the case with many other workers and companies who you may let on your property. And you don't need to be told how an injured worker's lawsuit can affect you.
Question the worker. Ask for an insurance certificate and who their employer is. Be certain that workers' compensation is listed as one of the coverages. Although coverage showing on the insurance certificate does not provide 100-percent full-proof assurance that this person is covered, asking them face to face would at least give you some peace of mind.